Well, my dad went to try and get a loan to buy the beautiful 16 acres we are renting right now. It's the state's law that you have to live in SD for 2 years before you can *usually* take out a loan. To top it all off, the house is a wreck, the foundation is going kaput, but it has a foundation, water, sewer, and heat all ready for a brand new house **curtesy of the current owner who changed his mind, and moved elsewhere*. < That is also the reason we can't buy it outright. So We need a loan to buy it, and a loan to build on it. And if we can't get one this year, we have to wait for 2 years before we can buy our own spread. And the guy who owns this place is anxious to sell it, so there is probably a chance we won't get it. I love this place. It has everything for ideal pastures, and a small pond, and I have a place picked out for my barn. Please pray we can get a loan. I just feel our hands are so tied in this mess. :cry:
:grouphug: thankx you guys. Well, we can't get a loan for this acreage because it is undeveloped, *ie, no barn, no newer house*, However, the bank has no problem with getting a loan for developed acreage. So everything is kind of up in the air right now. We'll see how it goes. Thanks, you guys really touched my heart. :grouphug: